Reform has persuaded UK citizens their dismal lives are due to immigrants, but the truth is far more prosaic. The quality of life in the UK’s big cities is tumbling due to chronic under-investment over decades, while the plight of young workers in finding accommodation security to build careers and families is the real policy failure.

The UK economy is lethargic and slowing. One of the primary reasons is how much young workers devote to soaring rental costs – leaving their discretionary spending battered, and life fulfilment difficult. The lack of housing security is leading many of them to question why bother? Solve that problem, and the economy could thrive.

The UK housing market is at its’ highest income multiple since the 1850s, at a time when real incomes have flatlined for 2 decades, and mortgage borrowers are levered higher than ever – its set for a wobble, sustained only by supply shortages. If it crashes.. all bets on the UK will need re-examined.